DIVIDEND RATES

(Rates as of April 3, 2008)

	Annual Rate	Annual Percentage Yield
Regular Share Account*
Tier 1 $100-9,999.99	0.30%	0.30%
Tier 2 $10,000-24,999.99	0.65%	0.65%
Tier 3 $25,000-49,999.99	0.90%	0.90%
Tier 4 $50,000 - up	0.90%	0.90%
IRA - Liquid Gold **	1.50%	1.51%

** Dividends are paid and compounded monthly.
*** Dividends are calculated on the daily balance & paid monthly.

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