Convenient, low cost loans are available to fit a variety of member needs. New members may apply for loans immediately. There is no waiting period. Take advantage of:

• One day loan approval on consumer loans with application already on file.
  
• One-time loan application (Updates - as needed).
  
• No pre-payment penalties ever.
  
• No hidden charges.
  
• Interest charged only on the unpaid balance (simple interest).
  
• Convenient repayment with payroll deduction or direct deposit from your Regular Share or Share draft account.
  
• Protect your family's security and savings with credit life and disability insurance.
  
• Members who use direct deposit to their Sharedraft (checking) account pay NO ANNUAL FEE.
  
• Members without direct deposit to a Share draft account pay $15 annual fee.
  
• Interest Rate: as low as 9.4%. Many banks still charge 14% to 22%.
  
• 25-day grace period.
  
• Free cash advances (at the credit union). Other institutions may charge you a cash advance fee.
  
• 24-hour cash from over 250,000 worldwide VISA® ATM locations.

Highly competitive card features and benefits including:

Rental car Collision Damage Protection 5% travel cash rebates Discount Shopping Service Credit Card protection services Purchase Guard and Purchase Protection and much more

You will love our convenient and low cost VISA card. Apply Today!

Want to know what our Rates are? Click Here.

Securely retrieve your credit card information online:

New Vehicles

• Finance up to 100% of purchase price for qualified borrowers; receive a lower interest rate with a down payment (motorcycles require 20% down).
  
• Up to 84 months for fully amortized loans.
  
• Mechanical Breakdown Insurance (MBI) with greater flexibility and lower cost than dealer service contracts.
  

Used Vehicles and Classic Car Loans

• Finance up to 100% of purchase price or Kelly Blue Book value for qualified borrowers.
  
• Lower interest rates with a down payment.
  
• PaymentAdvantage® Loan (better than a lease).
  
• Motorcycles (require 20% down).
  
• Loans for those vehicles of "special" interest we will finance up to 100% of appraised value.
  

Personal Line-of-Credit and Unsecured Loans

• Unsecured loans are available up to $10,000.
  
• Use for Share draft checking account overdraft protection.
  
• Minimum payment is $28 / $1000 borrowed each month.
  

Recreational Vehicles

• Motor homes
  
• Campers
  
• Travel trailers
  
• Motorcycles (Motorcycles require 20% down)
  

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